Everest’s Real World Assets (RWA) Tokenization Platform

Turnkey Solution for Traditional Finance and Token Issuers

5 min readJan 9, 2024

Bridging TradFi and Crypto: Everest’s Compliant, Turnkey Solution

In the rapidly evolving landscape of finance, Everest’s Real World Assets (RWA) Tokenization Platform stands as a pivotal bridge connecting traditional finance, TradFi (banks, brokerages, payment companies) and the crypto space. This turnkey, licensed, and regulated solution holds the key to unlocking the value of diverse assets globally. By combining Infrastructure, licenses, tokenization engine, primary and secondary markets, L1 and L2 EVM chains, bridges to Ethereum, Polygon and BSC Chain, custodial license, compliance suite, regulatory logic, and broker/dealer, bank accounts — Everest is in the unique position to tokenize everything from fiat, crypto, NFTs, utility tokens and real estate to stocks, indices, and funds — and build a market to compliantly trade/swap, buy and sell any tokenized asset. Everest has been tokenizing fiat and crypto for over three years, leveraging the $ID token ecosystem, which provides access to the platform and can be used to pay for various services, from wallet creation to transaction processing. Tokenizing of RWAs is poised to be the biggest use-case of $ID tokens.

Challenges Tokenizing RWAs: Regulations and Disjointed Stack

Tokenizing funds, money, assets, and financial instruments requires compliance with specific regulatory frameworks, licenses and infrastructure, akin to traditional finance. Fiat money and treasury bills typically fall under electronic money token EMT/stablecoin regulations, while assets like property and cash flow face differing types of regulation (i.e. property law in various jurisdictions). Tokenizing stocks, funds, bonds, and ETFs involves navigating complex TradFi regulatory requirements, not only by type, but by jurisdiction.

Given the above-mentioned complexity, the majority of tokenized RWAs currently are (a) money or unregulated, non-financial instruments, AND (b) cobbled together by different entities, as none are able to originate, structure, tokenize, custody and offer trading with all the requisite infrastructure and licensing. This leaves TradFi and token issuers in the unenviable position of piecing together various elements of the stack, from origination, and legal/licensing to minting tokens and enabling trading, or partnering with Everest who can provide a white-label, quickly-implemented, vertically-integrated solution.

Source: Boston Consulting Group, Binance Research

Everest: The Complete Solution for Tokenizing RWAs

Everest distinguishes itself as a preferred solution for tokenizing RWAs due to its unique position as a licensed custodian with multiple fiat, broker/dealer, and exchange accounts — plus its own tokenization functionality, enabling users to trade/exchange, buy, and sell via fiat and crypto. Everest’s comprehensive approach covers all six essential steps in the tokenization process, and it has years of experience tokenizing fiat, utility tokens, NFTs and wrapped crypto, positioning itself as the only one-stop, turnkey provider of an end-to-end tokenization platform with required licenses, accounts and chains.

Everest Advanced Features: Integrated Trading and Lending

Building on its existing tokenization platform, Everest is adding the capability to tokenize and swap crypto to/from stocks, and borrow against collateralized stocks and tokens. Moreover, Everest can extend RWA value to permissionless networks like Ethereum or Solana, incorporating bridging, minting, and additional regulatory logic — thus, bridging TradFi into a tokenized economy.

Everest: The Turnkey, Licensed RWA Platform Bridging TradFi and Crypto

Everest’s turnkey solution, coupled with strategic partnerships with custodians, funds, and asset holders, is democratizing access, reducing costs, and enabling fast transactions for all assets. In this tokenized future, end-users can seamlessly buy, trade, and sell a diverse array of assets, marking a transformative shift in the global financial landscape. Any bank, fund, enterprise can access Everest’s compliant tokenization platform via the $ID token ecosystem to issue almost any form of token on Ethereum and/or EverChain, and can leverage Everest’s widget or white-label solution.

RWA Market Size and Driving Forces: Liquidity, Access, Transparency and Efficiency

Real world assets, in the context of tokenization, are essentially anything that can be put on a balance sheet, ranging from money, stocks, and bonds to property, equipment, investments, accounts receivable, to art, patents, funds, and similar assets.

Tokenizing RWAs addresses the inherent challenges associated with buying and selling certain assets by creating new possibilities for liquidity and accessibility. Consider the scenario of an Egyptian retail buyer with $200 worth of ETH aiming to purchase TSLA stock. How do retail investors purchase and resell Volkswagen debt, typically reserved for million-dollar funds? How do property owners sell access to property, and/or future profits? How do companies borrow against less-liquid assets, like mining rights? Tokenization offers a solution by rendering assets accessible globally, breaking down barriers to entry and allowing frictionless movement of value.

Tokenization not only provides access but also enhances efficiency and transparency. Tracking asset ownership in near real-time mitigates disputes and reduces fraud. Publicly verifiable asset states directly tied to token possession streamline processes, enabling settlements in minutes and reducing back-office costs by 100X.

Much like the internet revolutionized the accessibility of information, tokenization is transforming the financial landscape. Its impact is 1000X more valuable than the internet, eliminating barriers related to cost, time, and distribution/access to financial assets. The tokenization of assets democratizes access, allowing assets to be bought, sold, and traded globally with unprecedented efficiency. Quite simply, finance will be tokenized.